---
title: V1.1
slug: connect/GKNI-v11
docTags: 
createdAt: 2024-09-20T21:15:36.616Z
---

:::ExpandableHeading
# pf\_unarranged\_account\_overdraft

```json
   {
        "code": 200,
        "message": "OK",
        "requestId": "112334",
        "productName": "pf_unarranged_account_overdraft",
        "productVersion": "V1.1",
        "productReportId": "4b2c1648-231f-11eb-97c4-f45c899f4587",
        "productReportTime": "2019-12-23T06:10:43",
        "enquiryCpf": "cly0AXWVPlVJMk-3P1qFQ5i3UgY-t0mIkn3xNPAWxW4DusQWC6wKP6WKTKunzSqy2oVpKd2p7_liKxGXpV7wQ3a62M4g",
        "links": [
            {
                "linkId": "gPuKXrCJU05J4k",
                "institutionCode": "033",
                "consents": [
                    {
                        "consentId": "f55c899f-11eb-231f-97c4-4b2c16484587",
                        "permissions": {
                            "REGISTRATION_ALL": {
                                "permissionsGranted": true,
                                "accountId": [
                                    "123456"
                                ]
                            }
                        }
                    }
                ]
            }
        ],
        "creditOperations": {
            "accounts": [
                {
                    "brandName": "Organização A",
                    "bacenName": "Organização A",
                    "compeCode": "001",
                    "companyCnpj": "50685362006773",
                    "branchCode": "6272",
                    "number": "94088392",
                    "checkDigit": "4",
                    "type": "CONTA_DEPOSITO_A_VISTA",
                    "subtype": "INDIVIDUAL",
                    "civilName": "Mike"
                }
            ],
            "unarrangedAccountsOverdrafts": [
                {
                    "productType": "EMPRESTIMOS",
                    "productSubType": "CREDITO_PESSOAL_COM_CONSIGNACAO",
                    "ipocCode": "92792126019929279212650822221989319252576",
                    "contractNumber": "1324926521496",
                    "contractDate": "2018-01-05",
                    "settlementDate": "2018-01-15",
                    "disbursementDates": [
                        "2018-01-15"
                    ],
                    "contractAmount": "1000.0400",
                    "currency": "BRL",
                    "contractOutstandingBalance": "1000.0400",
                    "dueDate": "2028-01-15",
                    "instalmentPeriodicity": "SEMANAL",
                    "firstInstalmentDueDate": "2018-02-15",
                    "cetYearlyRate": "0.290000",
                    "cetMonthlyRate": "0.090000",
                    "amortizationScheduled": "SAC",
                    "warranties": [
                        {
                            "warrantyType": "CESSAO_DIREITOS_CREDITORIOS",
                            "warrantySubType": "NOTAS_PROMISSORIAS_OUTROS_DIREITOS_CREDITO",
                            "warrantyAmount": "1000.0400",
                            "currency": "BRL"
                        }
                    ],
                    "interestRates": [
                        {
                            "taxType": "EFETIVA",
                            "interestRateType": "SIMPLES",
                            "taxPeriodicity": "AA",
                            "calculation": "21/252",
                            "referentialRateIndexerType": "PRE_FIXADO",
                            "referentialRateIndexerSubType": "TJLP",
                            "preFixedRate": "0.600000",
                            "postFixedRate": "0.550000"
                        }
                    ],
                    "contractedFees": [
                        {
                            "feeName": "Renovação de cadastro",
                            "feeCode": "CADASTRO",
                            "feeCharge": "MINIMO",
                            "feeAmount": "100000.0400",
                            "feeRate": "0.062000"
                        }
                    ],
                    "contractedFinanceCharges": [
                        {
                            "chargeType": "JUROS_REMUNERATORIOS_POR_ATRASO",
                            "chargeRate": "0.070000"
                        }
                    ],
                    "typeNumberOfInstalments": "MES",
                    "totalNumberOfInstalments": 130632,
                    "paidInstalments": 73,
                    "dueInstalments": 57,
                    "pastDueInstalments": 73,
                    "balloonPayments": [
                        {
                            "dueDate": "2021-05-21",
                            "amount": {
                                "amount": "1000.0400",
                                "currency": "BRL"
                            }
                        }
                    ],
                    "releases": [
                        {
                            "paymentId": "XlthLXpBLVowLTldW2EtekEtWjAtOVwtXXswLDk5fSQ",
                            "instalmentId": "WGx0aExYcEJMVm93TFRsZFcyRXRla0V0V2pBdE9Wd3RYWH",
                            "paidDate": "2021-05-21",
                            "paidAmount": "1000.0400",
                            "currency": "BRL",
                            "overParcel": {
                                "fees": [
                                    {
                                        "feeName": "Reavaliação periódica do bem",
                                        "feeCode": "aval_bem",
                                        "feeAmount": "100000.0400"
                                    }
                                ],
                                "charges": [
                                    {
                                        "chargeType": "JUROS_REMUNERATORIOS_POR_ATRASO",
                                        "chargeAmount": "1000.0400"
                                    }
                                ]
                            }
                        }
                    ]
                }
            ]
        },
        "externalInfo": {
            "myTraceId": "yourtraceid-1",
            "myUUID": "youruuid-1"
        }
    },
```


:::

:::ExpandableHeading
# pj\_unarranged\_account\_overdraft

The JSON scheme is similar to `pf_unarranged_account_overdraft`, and the  `productName` key is `pj_unarranged_account_overdraft`.

```json
       {
        "code": 200,
        "message": "OK",
        "requestId": "112334",
        "productName": "pj_unarranged_account_overdraft",
        "productVersion": "V1.1",
        "productReportId": "4b2c1648-231f-11eb-97c4-f45c899f4587",
        "productReportTime": "2019-12-23T06:10:43",
        "enquiryCpf": "cly0AXWVPlVJMk-3P1qFQ5i3UgY-t0mIkn3xNPAWxW4DusQWC6wKP6WKTKunzSqy2oVpKd2p7_liKxGXpV7wQ3a62M4g",
        "links": [
            {
                "linkId": "gPuKXrCJU05J4k",
                "institutionCode": "033",
                "consents": [
                    {
                        "consentId": "f55c899f-11eb-231f-97c4-4b2c16484587",
                        "permissions": {
                            "REGISTRATION_ALL": {
                                "permissionsGranted": true,
                                "accountId": [
                                    "123456"
                                ]
                            }
                        }
                    }
                ]
            }
        ],
        "creditOperations": {
            "accounts": [
                {
                    "brandName": "Organização A",
                    "bacenName": "Organização A",
                    "compeCode": "001",
                    "companyCnpj": "50685362006773",
                    "branchCode": "6272",
                    "number": "94088392",
                    "checkDigit": "4",
                    "type": "CONTA_DEPOSITO_A_VISTA",
                    "companyName": "Luiza e Benjamin Assessoria Jurídica Ltda",
                    "tradeName": "Mundo da Eletronica",
                    "cnpjNumber": "50685362006773",
                    "civilName": "Mike"
                }
            ],
            "unarrangedAccountsOverdrafts": [
                {
                    "productType": "EMPRESTIMOS",
                    "productSubType": "CREDITO_PESSOAL_COM_CONSIGNACAO",
                    "ipocCode": "92792126019929279212650822221989319252576",
                    "contractNumber": "1324926521496",
                    "contractDate": "2018-01-05",
                    "settlementDate": "2018-01-15",
                    "disbursementDates": [
                        "2018-01-15"
                    ],
                    "contractAmount": "1000.0400",
                    "currency": "BRL",
                    "contractOutstandingBalance": "1000.0400",
                    "dueDate": "2028-01-15",
                    "instalmentPeriodicity": "SEMANAL",
                    "firstInstalmentDueDate": "2018-02-15",
                    "cetYearlyRate": "0.290000",
                    "cetMonthlyRate": "0.090000",
                    "amortizationScheduled": "SAC",
                    "warranties": [
                        {
                            "warrantyType": "CESSAO_DIREITOS_CREDITORIOS",
                            "warrantySubType": "NOTAS_PROMISSORIAS_OUTROS_DIREITOS_CREDITO",
                            "warrantyAmount": "1000.0400",
                            "currency": "BRL"
                        }
                    ],
                    "interestRates": [
                        {
                            "taxType": "EFETIVA",
                            "interestRateType": "SIMPLES",
                            "taxPeriodicity": "AA",
                            "calculation": "21/252",
                            "referentialRateIndexerType": "PRE_FIXADO",
                            "referentialRateIndexerSubType": "TJLP",
                            "preFixedRate": "0.600000",
                            "postFixedRate": "0.550000"
                        }
                    ],
                    "contractedFees": [
                        {
                            "feeName": "Renovação de cadastro",
                            "feeCode": "CADASTRO",
                            "feeCharge": "MINIMO",
                            "feeAmount": "100000.0400",
                            "feeRate": "0.062000"
                        }
                    ],
                    "contractedFinanceCharges": [
                        {
                            "chargeType": "JUROS_REMUNERATORIOS_POR_ATRASO",
                            "chargeRate": "0.070000"
                        }
                    ],
                    "typeNumberOfInstalments": "MES",
                    "totalNumberOfInstalments": 130632,
                    "paidInstalments": 73,
                    "dueInstalments": 57,
                    "pastDueInstalments": 73,
                    "balloonPayments": [
                        {
                            "dueDate": "2021-05-21",
                            "amount": {
                                "amount": "1000.0400",
                                "currency": "BRL"
                            }
                        }
                    ],
                    "releases": [
                        {
                            "paymentId": "XlthLXpBLVowLTldW2EtekEtWjAtOVwtXXswLDk5fSQ",
                            "instalmentId": "WGx0aExYcEJMVm93TFRsZFcyRXRla0V0V2pBdE9Wd3RYWH",
                            "paidDate": "2021-05-21",
                            "paidAmount": "1000.0400",
                            "currency": "BRL",
                            "overParcel": {
                                "fees": [
                                    {
                                        "feeName": "Reavaliação periódica do bem",
                                        "feeCode": "aval_bem",
                                        "feeAmount": "100000.0400"
                                    }
                                ],
                                "charges": [
                                    {
                                        "chargeType": "JUROS_REMUNERATORIOS_POR_ATRASO",
                                        "chargeAmount": "1000.0400"
                                    }
                                ]
                            }
                        }
                    ]
                }
            ]
        },
        "externalInfo": {
            "myTraceId": "yourtraceid-1",
            "myUUID": "youruuid-1"
        }
    },
```
:::