PRODUCTS
...
Credit Risk
credit_risk_eco
1 min
V1
{
"reportStatus": 200,
"requestId": "112334",
"productName": "pf_credit_risk_eco",
"productVersion": "V1",
"productReportTime": "2019-12-23T06:10:43.926Z",
"enquiryCpf": "12345678909",
"creditRisk":
{
"personalInfo":
{
"accounts":
[
{
"brandName": "Organização A",
"bacenName": "Organização A",
"compeCode": "001"
}
],
"civilName": "John Doe"
},
"labelDetails":
[
{
"labelCode": "F000007",
"labelName": "Longest checking account age",
"labelValue": 59
},
{
"labelCode": "F000009",
"labelName": "Checking account balance",
"labelValue": 30000
},
{
"labelCode": "F000010",
"labelName": "Checking account daily average balance last 30 days",
"labelValue": 339295.57
},
{
"labelCode": "F000011",
"labelName": "Checking account daily average balance last 60 days",
"labelValue": 888977.86
},
{
"labelCode": "F000012",
"labelName": "Checking account daily average balance last 90 days",
"labelValue": 1282513.06
},
{
"labelCode": "F000013",
"labelName": "Checking account daily average balance last 120 days",
"labelValue": 1483131.84
},
{
"labelCode": "F000014",
"labelName": "Checking account daily average balance last 180 days",
"labelValue": 1683750.61
},
{
"labelCode": "F000015",
"labelName": "Checking account daily average balance last 360 days",
"labelValue": 1766826.23
},
{
"labelCode": "F000016",
"labelName": "Highest overdraft limit",
"labelValue": 100
},
{
"labelCode": "F000019",
"labelName": "Longest credit card age",
"labelValue": 59
},
{
"labelCode": "F000020",
"labelName": "Longest credit card transaction age",
"labelValue": -999999
},
{
"labelCode": "F000021",
"labelName": "Highest credit card limit",
"labelValue": 999999
},
{
"labelCode": "F000025",
"labelName": "Total amount of cash inflow last 30 days",
"labelValue": 0
},
{
"labelCode": "F000027",
"labelName": "Total amount of cash inflow last 90 days",
"labelValue": 0
},
{
"labelCode": "F000031",
"labelName": "Count of cash inflow transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000033",
"labelName": "Count of cash inflow transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000089",
"labelName": "Total amount of cash outflow last 30 days",
"labelValue": 4238730.88
},
{
"labelCode": "F000091",
"labelName": "Total amount of cash outflow last 90 days",
"labelValue": 7726001.28
},
{
"labelCode": "F000095",
"labelName": "Count of cash outflow transactions last 30 days",
"labelValue": 5494
},
{
"labelCode": "F000097",
"labelName": "Count of cash outflow transactions last 90 days",
"labelValue": 10014
},
{
"labelCode": "F000121",
"labelName": "Longest period of credit card installment payment last 30 days",
"labelValue": 0
},
{
"labelCode": "F000123",
"labelName": "Longest period of credit card installment payment last 90 days",
"labelValue": 0
},
{
"labelCode": "F000124",
"labelName": "Longest period of credit card installment payment last 120 days",
"labelValue": 0
},
{
"labelCode": "F000149",
"labelName": "Total amount of overdraft interest transactions last 180 days",
"labelValue": 0
},
{
"labelCode": "F000173",
"labelName": "Total amount of debt renegotiation transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000175",
"labelName": "Total amount of debt renegotiation transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000590",
"labelName": "Total amount of car insurance expenses last 360 days",
"labelValue": 0
},
{
"labelCode": "F000694",
"labelName": "Most recent marital status",
"labelValue": "SOLTEIRO"
},
{
"labelCode": "F000695",
"labelName": "Total number of phone number registered",
"labelValue": 1
},
{
"labelCode": "F000696",
"labelName": "Total number of email registered",
"labelValue": 1
},
{
"labelCode": "F000697",
"labelName": "Total number of address registered",
"labelValue": 1
},
{
"labelCode": "F000698",
"labelName": "Earliest Declared Income",
"labelValue": 100000.04
},
{
"labelCode": "F000699",
"labelName": "Most recent occupation code type",
"labelValue": "OUTRO"
},
{
"labelCode": "F000701",
"labelName": "Credit card limit amount reason",
"labelValue":
[]
},
{
"labelCode": "F000702",
"labelName": "Total outstanding liabilities balance",
"labelValue": 533485.78
},
{
"labelCode": "F000703",
"labelName": "Count of outstanding liabilities",
"labelValue": 38
},
{
"labelCode": "F000704",
"labelName": "Total amount of real cash inflow last 30 days",
"labelValue": 0
},
{
"labelCode": "F000705",
"labelName": "Total amount of real cash inflow last 90 days",
"labelValue": 0
},
{
"labelCode": "F000706",
"labelName": "Count of real cash inflow last 30 days",
"labelValue": 0
},
{
"labelCode": "F000707",
"labelName": "Count of real cash inflow last 90 days",
"labelValue": 0
},
{
"labelCode": "F000720",
"labelName": "Count of active income streams last 90 days",
"labelValue": 0
},
{
"labelCode": "F000721",
"labelName": "Coefficient variation of all active income last 90 days",
"labelValue": -999999
},
{
"labelCode": "F000722",
"labelName": "Coefficient variation of all active income last 180 days",
"labelValue": -999999
},
{
"labelCode": "F000723",
"labelName": "Coefficient variation of all active income last 360 days",
"labelValue": -999999
},
{
"labelCode": "F000725",
"labelName": "Total amount of regular CLT salary last 90 days",
"labelValue": 0
},
{
"labelCode": "F000772",
"labelName": "Total amount of real cash outflow last 30 days",
"labelValue": 4238730.88
},
{
"labelCode": "F000773",
"labelName": "Total amount of real cash outflow last 90 days",
"labelValue": 7726001.28
},
{
"labelCode": "F000774",
"labelName": "Total amount of real cash outflow last 180 days",
"labelValue": 7726001.28
},
{
"labelCode": "F000775",
"labelName": "Total amount of real cash outflow last 360 days",
"labelValue": 8644110.08
},
{
"labelCode": "F000776",
"labelName": "Count of real cash outflow last 30 days",
"labelValue": 5494
},
{
"labelCode": "F000777",
"labelName": "Count of real cash outflow last 90 days",
"labelValue": 10014
},
{
"labelCode": "F000778",
"labelName": "Count of real cash outflow last 180 days",
"labelValue": 10014
},
{
"labelCode": "F000779",
"labelName": "Count of real cash outflow last 360 days",
"labelValue": 11204
},
{
"labelCode": "F000780",
"labelName": "Coefficient variation of real cash outflow last 90 days",
"labelValue": 0
},
{
"labelCode": "F000781",
"labelName": "Coefficient variation of real cash outflow last 180 days",
"labelValue": 0
},
{
"labelCode": "F000782",
"labelName": "Coefficient variation of real cash outflow last 360 days",
"labelValue": 0
},
{
"labelCode": "F000791",
"labelName": "Max amount of credit card bill last 1 closed bill",
"labelValue": 0
},
{
"labelCode": "F000792",
"labelName": "Total amount of credit card bill last 1 closed bill",
"labelValue": 0
},
{
"labelCode": "F000793",
"labelName": "Max count of credit card transaction last 1 closed bill",
"labelValue": 0
},
{
"labelCode": "F000794",
"labelName": "Total count of credit card transaction last 1 closed bill",
"labelValue": 0
},
{
"labelCode": "F000795",
"labelName": "Max amount of credit card transaction last 1 closed bill",
"labelValue": 0
},
{
"labelCode": "F000796",
"labelName": "Avg monthly amount of credit card transaction last 1 closed bill",
"labelValue": 0
},
{
"labelCode": "F000797",
"labelName": "Max amount of credit card bill last 3 closed bills",
"labelValue": 0
},
{
"labelCode": "F000798",
"labelName": "Total amount of credit card bill last 3 closed bills",
"labelValue": 0
},
{
"labelCode": "F000799",
"labelName": "Max count of credit card transaction last 3 closed bills",
"labelValue": 0
},
{
"labelCode": "F000800",
"labelName": "Total count of credit card transaction last 3 closed bills",
"labelValue": 0
},
{
"labelCode": "F000801",
"labelName": "Max amount of credit card transaction last 3 closed bills",
"labelValue": 0
},
{
"labelCode": "F000802",
"labelName": "Avg monthly amount of credit card transaction last 3 closed bills",
"labelValue": 0
},
{
"labelCode": "F000803",
"labelName": "Total amount of credit card bill settlement in checking last 30 days",
"labelValue": 0
},
{
"labelCode": "F000804",
"labelName": "Total amount of credit card bill settlement in checking last 90 days",
"labelValue": 0
},
{
"labelCode": "F000805",
"labelName": "Count of credit card bill settlement transaction in checking last 30 days",
"labelValue": 0
},
{
"labelCode": "F000806",
"labelName": "Count of credit card bill settlement transaction in checking last 90 days",
"labelValue": 0
},
{
"labelCode": "F000807",
"labelName": "Total amount of credit card bill settlement in creditcard last 30 days",
"labelValue": 0
},
{
"labelCode": "F000808",
"labelName": "Total amount of credit card bill settlement in creditcard last 90 days",
"labelValue": 0
},
{
"labelCode": "F000809",
"labelName": "Count of credit card bill settlement transaction in creditcard last 30 days",
"labelValue": 0
},
{
"labelCode": "F000810",
"labelName": "Count of credit card bill settlement transaction in creditcard last 90 days",
"labelValue": 0
},
{
"labelCode": "F000812",
"labelName": "Credit card limit utilization",
"labelValue": 0.33
},
{
"labelCode": "F000815",
"labelName": "Total amount of credit card bill installment payment last 30 days",
"labelValue": 0
},
{
"labelCode": "F000816",
"labelName": "Total amount of credit card bill installment payment last 90 days",
"labelValue": 0
},
{
"labelCode": "F000817",
"labelName": "Total amount of credit card revolving balance last 30 days",
"labelValue": 0
},
{
"labelCode": "F000818",
"labelName": "Total amount of credit card revolving balance last 90 days",
"labelValue": 0
},
{
"labelCode": "F000819",
"labelName": "Max days of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000820",
"labelName": "Max days of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000821",
"labelName": "Max days of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000822",
"labelName": "Total days of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000823",
"labelName": "Total days of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000824",
"labelName": "Total days of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000825",
"labelName": "Max amount of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000826",
"labelName": "Max amount of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000827",
"labelName": "Max amount of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000828",
"labelName": "Total amount of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000829",
"labelName": "Total amount of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000830",
"labelName": "Total amount of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000831",
"labelName": "Count of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000832",
"labelName": "Count of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000833",
"labelName": "Count of payment overdue last 360 days",
"labelValue": 0
},
{
"labelCode": "F000834",
"labelName": "Total amount of basic needs expenses last 90 days",
"labelValue": 0
},
{
"labelCode": "F000835",
"labelName": "Total amount of basic needs expenses last 180 days",
"labelValue": 0
},
{
"labelCode": "F000836",
"labelName": "Total amount of basic needs expenses last 360 days",
"labelValue": 0
},
{
"labelCode": "F000837",
"labelName": "Total amount of loan in last 30 days",
"labelValue": 0
},
{
"labelCode": "F000838",
"labelName": "Total amount of loan in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000839",
"labelName": "Count of loan in transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000840",
"labelName": "Count of loan in transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000841",
"labelName": "Total amount of loan out last 30 days",
"labelValue": 0
},
{
"labelCode": "F000842",
"labelName": "Total amount of loan out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000843",
"labelName": "Count of loan out transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000844",
"labelName": "Count of loan out transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000845",
"labelName": "Total amount of financing in last 30 days",
"labelValue": 0
},
{
"labelCode": "F000846",
"labelName": "Total amount of financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000847",
"labelName": "Count of financing in transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000848",
"labelName": "Count of financing in transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000849",
"labelName": "Avg monthly amount of house financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000850",
"labelName": "Avg monthly amount of car financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000851",
"labelName": "Avg monthly amount of other financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000852",
"labelName": "Total amount of financing out last 30 days",
"labelValue": 0
},
{
"labelCode": "F000853",
"labelName": "Total amount of financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000854",
"labelName": "Count of financing out transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000855",
"labelName": "Count of financing out transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000856",
"labelName": "Avg monthly amount of house financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000857",
"labelName": "Avg monthly amount of car financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000858",
"labelName": "Avg monthly amount of student financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000859",
"labelName": "Avg monthly amount of other financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000860",
"labelName": "Total amount of debt renegotiation reception last 30 days",
"labelValue": 0
},
{
"labelCode": "F000861",
"labelName": "Total amount of debt renegotiation reception last 90 days",
"labelValue": 0
},
{
"labelCode": "F000972",
"labelName": "Total amount of real cash inflow last 180 days",
"labelValue": 0
},
{
"labelCode": "F000973",
"labelName": "Total amount of real cash inflow last 360 days",
"labelValue": 0
},
{
"labelCode": "F000974",
"labelName": "Count of real cash inflow last 180 days",
"labelValue": 0
},
{
"labelCode": "F000975",
"labelName": "Count of real cash inflow last 360 days",
"labelValue": 0
},
{
"labelCode": "F001002",
"labelName": "Most recent occupation code",
"labelValue": "01"
},
{
"labelCode": "F001085",
"labelName": "Longest checking account transaction age 1 month ago",
"labelValue": 10
},
{
"labelCode": "F001094",
"labelName": "Total count of credit card transaction last 6 closed bills",
"labelValue": -999999
},
{
"labelCode": "F001098",
"labelName": "Longest savings account age",
"labelValue": 59
},
{
"labelCode": "F001101",
"labelName": "Savings account daily average balance last 30 days",
"labelValue": 339295.57
},
{
"labelCode": "F001102",
"labelName": "Savings account daily average balance last 60 days",
"labelValue": 495849.84
},
{
"labelCode": "F001103",
"labelName": "Savings account daily average balance last 90 days",
"labelValue": 529226.65
},
{
"labelCode": "F001104",
"labelName": "Savings account daily average balance last 120 days",
"labelValue": 549766.23
},
{
"labelCode": "F001105",
"labelName": "Savings account daily average balance last 180 days",
"labelValue": 570305.81
},
{
"labelCode": "F001106",
"labelName": "Savings account daily average balance last 360 days",
"labelValue": 578811.18
},
{
"labelCode": "F001231",
"labelName": "Most recent declared income",
"labelValue": 6000
}
]
}
}