---
title: Product overview
slug: ki/product-overview
description: Looking for comprehensive banking and financial services? Check out Klavi's range of products, offering personal banking services, including transaction data for checking and credit card accounts, consolidated reports, and credit score predictions. They a
docTags: 
createdAt: 2023-06-01T04:09:53.000Z
---

Klavi can provide the following products:

| **Business**      | **Product**          | **Description**                                                                                                                                                                         |
| ----------------- | -------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Personal banking  | Category\_checking   | Transaction data in the checking account for up to 6 months, including data points of account info, transaction date, description, amount, balance and category.                        |
|                   | Category\_creditcard | Transaction data in the credit card account for up to 6 months, including data points of account info, credit limit, transaction date, description, amount and category..               |
|                   | Income               | Consolidated report covers different income streams, such as regular salary and pension.                                                                                                |
|                   | Liabilities          | Consolidated report covers different liabilities streams, such as credit card bill and mortgage.                                                                                        |
|                   | Financial\_insight   | Consolidated report covers cash flow analysis, credit analysis (e.g. overdraft, pre-approved loan), credit card spending analysis, and other financial intelligences such as IPVA, IPTU |
|                   | Score\_k1            | Based on bank transaction data, this credit score predicts the possibility of credit card payment default. Could be used as a reference score for risk ssessment.                       |
| Investment        | Investment           | Investment account data, including account info and product portfolio details.                                                                                                          |
| Gig economy       | Gig\_economy         | Transaction data in the account for up to 6 months, including data<br />points of account info, transaction date, description, amount, and<br />balance.                                |
| Corporate banking | Corporate\_checking  | Corporate account data, including account balance, monthly summary and transactions.                                                                                                    |
| KYC               | Identity             | Identity information on record with the bank. Reduce fraud by comparing user-submitted data to validate identity.                                                                       |
|                   | Balance              | Real time balance check to prevent non-sufficient funds fees.                                                                                                                           |
|                   | Auth\_account        | Checking account information retrieved for ownership authentication. No micro-deposits required(e.g. e-wallet KYC).                                                                     |
|                   | Auth\_creditcard     | Credit card account information retrieved for ownership authentication (e.g. e-payment anti-fraud).                                                                                     |

Detailed information on each product can be found at [Products](https://docs.klavi.ai/en/products).