Product overview
Klavi can provide the following products:
Business | Product | Description |
Personal banking | Category_checking | Transaction data in the checking account for up to 6 months, including data points of account info, transaction date, description, amount, balance and category. |
| Category_creditcard | Transaction data in the credit card account for up to 6 months, including data points of account info, credit limit, transaction date, description, amount and category.. |
| Income | Consolidated report covers different income streams, such as regular salary and pension. |
| Liabilities | Consolidated report covers different liabilities streams, such as credit card bill and mortgage. |
| Financial_insight | Consolidated report covers cash flow analysis, credit analysis (e.g. overdraft, pre-approved loan), credit card spending analysis, and other financial intelligences such as IPVA, IPTU |
| Score_k1 | Based on bank transaction data, this credit score predicts the possibility of credit card payment default. Could be used as a reference score for risk ssessment. |
Investment | Investment | Investment account data, including account info and product portfolio details. |
Gig economy | Gig_economy | Transaction data in the account for up to 6 months, including data points of account info, transaction date, description, amount, and balance. |
Corporate banking | Corporate_checking | Corporate account data, including account balance, monthly summary and transactions. |
KYC | Identity | Identity information on record with the bank. Reduce fraud by comparing user-submitted data to validate identity. |
| Balance | Real time balance check to prevent non-sufficient funds fees. |
| Auth_account | Checking account information retrieved for ownership authentication. No micro-deposits required(e.g. e-wallet KYC). |
| Auth_creditcard | Credit card account information retrieved for ownership authentication (e.g. e-payment anti-fraud). |
Detailed information on each product can be found at Products.