Risk_label_a (V1.1)
Label_code | Label_name | Label_description (EN) |
A0001 | transaction_age_of_checking_account | Number of months between first transaction and the last transaction in checking account |
A0002 | account_age_of_checking_account | Number of months between the account opening and now in checking account |
A0003 | transaction_age_of_creditcard | Number of months between first transaction and the last transaction in credit card account |
A0004 | account_age_of_creditcard | Number of months between the account opening and now in credit card account |
A0005 | Is_premium_bank | Is premium bank account |
A0006 | creditcard_ranking | Minumum monthly income level per credit card ranking |
A0007 | creditcard_limit | Credit limit of the credit card |
A0008 | open_bill_amount_of_creditcard | Open bill amount of the credit card |
A0009 | avg_last_3_closed_bills_of_creditcard | Average bill amount of last 3 closed bills of credit card |
A0010 | avg_last_6_closed_bills_of_creditcard | Average bill amount of last 6 closed bills of credit card |
A0011 | avg_last_3_closed_bills_payment_of_creditcard | Average bill payment of last 3 closed bills of credit card |
A0012 | avg_last_6_closed_bills_payment_of_creditcard | Average bill payment of last 6 closed bills of credit card |
A0013 | transaction_count_open_bill_of_creditcard | Count of transactions of the open bill of credit card (exclude credit card payment, refund and reimbursement) |
A0014 | avg_transaction_count_last_3_closed_bills_of_creditcard | Average count of transactions of last 3 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0015 | avg_transaction_count_last_6_closed_bills_of_creditcard | Average count of transactions of last 6 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0016 | avg_transaction_amount_open_bill_of_creditcard | Average transaction amount of the open bill of credit card (exclude credit card payment, refund and reimbursement) |
A0017 | avg_transaction_amount_last_3_closed_bills_of_creditcard | Average transaction amount of last 3 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0018 | avg_transaction_amount_last_6_closed_bills_of_creditcard | Average transaction amount of last 6 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0019 | checking_account_balance | Current balance of checking account |
A0020 | avg_daily_balance_last_30_days_of_checking_account | Average day-end balance of checking account in last 30 days |
A0021 | avg_daily_balance_last_90_days_of_checking_account | Average day-end balance of checking account in last 90 days |
A0022 | avg_daily_balance_last_180_days_of_checking_account | Average day-end balance of checking account in last 180 days |
A0023 | atm_withdrawal_last_30_days_of_checking_account | Total ATM withdrawal in last 30 days |
A0024 | atm_withdrawal_last_90_days_of_checking_account | Total ATM withdrawal in last 90 days |
A0025 | atm_withdrawal_last_180_days_of_checking_account | Total ATM withdrawal in last 180 days |
A0026 | expenses_last_30_days_of_checking_account | Total expenses in checking account in last 30 days (exclude ATM withdrawal, investment, transfer and credit card repayment) |
A0027 | expenses_last_90_days_of_checking_account | Total expenses in checking account in last 90 days (exclude ATM withdrawal, investment, transfer and credit card repayment) |
A0028 | expenses_last_180_days_of_checking_account | Total expenses in checking account in last 180 days (exclude ATM withdrawal, investment, transfer and credit card repayment) |
A0029 | investments_last_30_days_of_checking_account | Total investment in checking account in last 30 days |
A0030 | investments_last_90_days_of_checking_account | Total investment in checking account in last 90 days |
A0031 | investments_last_180_days_of_checking_account | Total investment in checking account in last 180 days |
A0032 | cash_inflow_last_30_days_of_checking_account | Cash inflow in checking account in last 30 days |
A0033 | cash_inflow_last_90_days_of_checking_account | Cash inflow in checking account in last 90 days |
A0034 | cash_inflow_last_180_days_of_checking_account | Cash inflow in checking account in last 180 days |
A0035 | expense_transaction_count_last_30_days_of_checking_account | Count of expense transactions in checking account in last 30 days |
A0036 | expense_transaction_count_last_90_days_of_checking_account | Count of expense transactions in checking account in last 90 days |
A0037 | expense_transaction_count_last_180_days_of_checking_account | Count of expense transactions in checking account in last 180 days |
A0038 | investment_transaction_count_last_30_days_of_checking_account | Count of investment transactions in checking account in last 30 days |
A0039 | investment_transaction_count_last_90_days_of_checking_account | Count of investment transactions in checking account in last 90 days |
A0040 | investment_transaction_count_last_180_days_of_checking_account | Count of investment transactions in checking account in last 180 days |
A0041 | inflow_transaction_count_last_30_days_of_checking_account | Count of cash inflow transactions in checking account in last 30 days |
A0042 | inflow_transaction_count_last_90_days_of_checking_account | Count of cash inflow transactions in checking account in last 90 days |
A0043 | inflow_transaction_count_last_180_days_of_checking_account | Count of cash inflow transactions in checking account in last 180 days |
A0100 | cash_outflow_last_30_days_of_checking_account | Cash outflow in checking account in last 30 days |
A0101 | cash_outflow_last_90_days_of_checking_account | Cash outflow in checking account in last 90 days |
A0102 | cash_outflow_last_180_days_of_checking_account | Cash outflow in checking account in last 180 days |
A0103 | outflow_transaction_count_last_90_days_of_checking_account | Count of cash outflow transactions in checking account in last 90 days |
A0104 | credit_card_repayment_transaction_count_last_90_days_of_checking_account | Count of credit card repayment transactions in checking account in last 90 days |
A0105 | transfer_out_transaction_count_last_90_days_of_checking_account | Count of transfer out transactions in checking account in last 90 days |
A0106 | atm_withdrawal_transaction_count_last_90_days_of_checking_account | Count of atm withdrawal transactions in checking account in last 90 days |
A0044 | savings_account_balance | Current balance of savings account |
A0045 | overdraft_limit | Overdraft limit |
A0046 | preapproved_loan | Pre-approved loan |
A0047 | creditcard_late_payment_fines_last_180_days | Credt card late payment fines in last 180 days |
A0048 | has_creditcard_installment_payment_last_180_days | Has credit card installment payment in last 180 days |
A0049 | longest_periods_of_creditcard_installment_payment_last_180_days | Longest periods of credit card installment payment in last 180 days |
A0050 | has_severance_last_180_days | Has serverance transaction due to job change in last 180 days |
A0051 | serverance_count_last_180_days | Count of serverance transactions due to job change in last 180 days |
A0052 | has_returned_cheque_last_180_days | Has returned cheque in last 180 days |
A0053 | return_cheque_count_last_180_days | Count of returned cheque transactions in last 180 days |
A0054 | overdraft_interest_last_180_days | Total overdraft interest in last 180 days |
A0055 | additional_overdraft_interest_last_180_days | Total additional overadrft interest in last 180 days |
A0056 | overdraft_interest_count_last_180_days | Count of overdraft interest transactions in last 180 days |
A0057 | additional_overdraft_interest_count_last_180_days | Count of additional overdraft interest transactions in last 180 days |
A0058 | has_debt_renegotiation_last_180_days | Has debt renegotiation transactions in last 180 days |
A0059 | debt_renegotiation_count_last_30_days | Count of debt renegotiation transactions in last 30 days |
A0060 | debt_renegotiation_count_last_90_days | Count of debt renegotiation transactions in last 90 days |
A0061 | debt_renegotiation_count_last_180_days | Count of debt renegotiation transactions in last 180 days |
A0062 | medical_expenses_last_30_Days | Medical related expenses in last 30 days (covers both checking and credit card account) |
A0063 | medical_expenses_last_90_Days | Medical related expenses in last 90 days (covers both checking and credit card account) |
A0064 | medical_expenses_last_180_Days | Medical related expenses in last 180 days (covers both checking and credit card account) |
A0065 | ipva_payment_last_180_days | Total ipva payment (car purchase tax) in last 180 days |
A0066 | iptu_payment_last_180_days | Total iptu payment (house purchase tax) in last 180 days |
A0067 | has_regular_salary_last_30_days | Has regular salary transaction in last 30 days |
A0068 | has_regular_salary_last_90_days | Has regular salary transaction in last 90 days |
A0069 | has_regular_salary_last_180_days | Has regular salary transaction in last 180 days |
A0070 | has_business_income_last_30_days | Has business income transaction in last 30 days |
A0071 | has_business_income_last_90_days | Has business income transaction in last 90 days |
A0072 | has_business_income_last_180_days | Has business income transaction in last 180 days |
A0094 | full_month_with_regular_salary_last_180_days | Number of full month with regular salary in last 180 days |
A0095 | avg_monthly_regular_salary_last_180_days | Avg monthly regular salary in last 180 days |
A0096 | full_month_with_business_income_last_180_days | Number of full month with business income in last 180 days |
A0097 | avg_monthly_business_income_last_180_days | Avg monthly business income in last 180 days |
A0098 | full_month_with_other_recurrent_income_last_180_days | Number of full month with other recurrent income in last 180 days |
A0099 | avg_monthly_other_recurrent_income_last_180_days | Avg monthly other recurrent income in last 180 days |
A0073 | house_rental_expenses_last_90_days | Total house rental expenses in last 90 days |
A0074 | water_expenses_last_90_days | Total water expenses in last 90 days |
A0075 | eletricity_expenses_last_90_days | Total eletricity expenses in last 90 days |
A0076 | gas_expenses_last_90_days | Total gas expenses in last 90 days |
A0077 | telecom_expenses_last_90_days | Total telecom expenses in last 90 days |
A0078 | pubic_transportation_expenses_last_90_days | Total public transportation expenses in last 90 days |
A0079 | taxi_expenses_last_90_days | Total taxi expenses in last 90 days |
A0080 | pets_expenses_last_90_days | Total pets expenses in last 90 days |
A0081 | gambling_betting_expenses_last_90_days | Total gambling and betting expenses in last 90 days |
A0082 | luxury_product_expenses_last_90_days | Total luxury product expenses in last 90 days |
A0083 | professional_membership_last_90_days | Total professional membership expenses in last 90 days |
A0084 | education_expenses_last_90_days | Total education expenses in last 90 days |
A0085 | travel_expenses_last_90_days | Total travel expenses in last 90 days |
A0086 | childcare_expenses_last_90_days | Total childcare expenses in last 90 days |
A0087 | dining_drinks_last_90_days | Total dining and drinks expenses in last 90 days |
A0088 | house_mortgage_last_180_days | Total house mortgage expenses in last 180 days |
A0089 | car_mortgage_last_180_days | Total car mortgage expenses in last 180 days |
A0090 | other_mortgage_last_180_days | Total other mortgage expenses in last 180 days |
A0091 | health_insurance_last_90_days | Total health insurance expenses in last 90 days |
A0092 | car_insurance_last_90_days | Total car insurance expenses in last 90 days |
A0093 | other_insurance_last_90_days | Total other insurance expenses in last 90 days |