Risk_label_a (V1.1)
Example responses
{
"code": 200,
"data": {
"Risk_label": [
{
"account_number": "23456-2",
"agency_number": "1234-1",
"bacen_id": "001",
"bacen_name": "Banco do Brasil S.A.",
"bank_name": "Banco do Brasil",
"cpf_verified": "12345678901",
"holder_name": "Usuario anonimo",
"labelDetail": [
{
"label_code": "A0001",
"label_name": "transaction_age_of_checking_account",
"label_value": -999999
},
{
"label_code": "A0002",
"label_name": "account_age_of_checking_account",
"label_value": -999999
},
{
"label_code": "A0003",
"label_name": "transaction_age_of_creditcard",
"label_value": -999999
},
{
"label_code": "A0004",
"label_name": "account_age_of_creditcard",
"label_value": -999999
},
{
"label_code": "A0005",
"label_name": "is_premium_bank",
"label_value": 1
},
{
"label_code": "A0006",
"label_name": "creditcard_ranking",
"label_value": 10000
},
{
"label_code": "A0007",
"label_name": "creditcard_limit",
"label_value": 31179
},
{
"label_code": "A0008",
"label_name": "open_bill_amount_of_creditcard",
"label_value": 212.4
},
{
"label_code": "A0009",
"label_name": "avg_last_3_closed_bills_of_creditcard",
"label_value": 3031.41
},
{
"label_code": "A0010",
"label_name": "avg_last_6_closed_bills_of_creditcard",
"label_value": 3065.79
},
{
"label_code": "A0011",
"label_name": "avg_last_3_closed_bills_payment_of_creditcard",
"label_value": 3653.97
},
{
"label_code": "A0012",
"label_name": "avg_last_6_closed_bills_payment_of_creditcard",
"label_value": 3693.36
},
{
"label_code": "A0013",
"label_name": "transaction_count_open_bill_of_creditcard",
"label_value": 2
},
{
"label_code": "A0014",
"label_name": "avg_transaction_count_last_3_closed_bills_of_creditcard",
"label_value": 31.33
},
{
"label_code": "A0015",
"label_name": "avg_transaction_count_last_6_closed_bills_of_creditcard",
"label_value": 21.4
},
{
"label_code": "A0016",
"label_name": "avg_transaction_amount_open_bill_of_creditcard",
"label_value": 106.2
},
{
"label_code": "A0017",
"label_name": "avg_transaction_amount_last_3_closed_bills_of_creditcard",
"label_value": 120.65
},
{
"label_code": "A0018",
"label_name": "avg_transaction_amount_last_6_closed_bills_of_creditcard",
"label_value": 224.29
},
{
"label_code": "A0019",
"label_name": "checking_account_balance",
"label_value": 0
},
{
"label_code": "A0020",
"label_name": "avg_daily_balance_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0021",
"label_name": "avg_daily_balance_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0022",
"label_name": "avg_daily_balance_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0023",
"label_name": "atm_withdrawal_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0024",
"label_name": "atm_withdrawal_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0025",
"label_name": "atm_withdrawal_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0026",
"label_name": "expenses_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0027",
"label_name": "expenses_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0028",
"label_name": "expenses_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0029",
"label_name": "investments_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0030",
"label_name": "investments_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0031",
"label_name": "investments_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0032",
"label_name": "cash_inflow_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0033",
"label_name": "cash_inflow_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0034",
"label_name": "cash_inflow_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0035",
"label_name": "expense_transaction_count_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0036",
"label_name": "expense_transaction_count_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0037",
"label_name": "expense_transaction_count_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0038",
"label_name": "investment_transaction_count_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0039",
"label_name": "investment_transaction_count_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0040",
"label_name": "investment_transaction_count_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0041",
"label_name": "inflow_transaction_count_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0042",
"label_name": "inflow_transaction_count_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0043",
"label_name": "inflow_transaction_count_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0044",
"label_name": "savings_account_balance",
"label_value": 1.49
},
{
"label_code": "A0045",
"label_name": "overdraft_limit",
"label_value": 9900
},
{
"label_code": "A0046",
"label_name": "preapproved_loan",
"label_value": 18562
},
{
"label_code": "A0047",
"label_name": "creditcard_late_payment_fines_last_180_days",
"label_value": 0
},
{
"label_code": "A0048",
"label_name": "has_creditcard_installment_payment_last_180_days",
"label_value": 0
},
{
"label_code": "A0049",
"label_name": "longest_periods_of_creditcard_installment_payment_last_180_days",
"label_value": 0
},
{
"label_code": "A0050",
"label_name": "has_severance_last_180_days",
"label_value": 0
},
{
"label_code": "A0051",
"label_name": "serverance_count_last_180_days",
"label_value": 0
},
{
"label_code": "A0052",
"label_name": "has_returned_cheque_last_180_days",
"label_value": 0
},
{
"label_code": "A0053",
"label_name": "return_cheque_count_last_180_days",
"label_value": 0
},
{
"label_code": "A0054",
"label_name": "overdraft_interest_last_180_days",
"label_value": 0
},
{
"label_code": "A0055",
"label_name": "additional_overdraft_interest_last_180_days",
"label_value": 0
},
{
"label_code": "A0056",
"label_name": "overdraft_interest_count_last_180_days",
"label_value": 0
},
{
"label_code": "A0057",
"label_name": "additional_overdraft_interest_count_last_180_days",
"label_value": 0
},
{
"label_code": "A0058",
"label_name": "has_debt_renegotiation_last_180_days",
"label_value": 0
},
{
"label_code": "A0059",
"label_name": "debt_renegotiation_count_last_30_days",
"label_value": 0
},
{
"label_code": "A0060",
"label_name": "debt_renegotiation_count_last_90_days",
"label_value": 0
},
{
"label_code": "A0061",
"label_name": "debt_renegotiation_count_last_180_days",
"label_value": 0
},
{
"label_code": "A0062",
"label_name": "medical_expenses_last_30_Days",
"label_value": 0
},
{
"label_code": "A0063",
"label_name": "medical_expenses_last_90_Days",
"label_value": 20.78
},
{
"label_code": "A0064",
"label_name": "medical_expenses_last_180_Days",
"label_value": 20.78
},
{
"label_code": "A0065",
"label_name": "ipva_payment_last_180_days",
"label_value": 0
},
{
"label_code": "A0066",
"label_name": "iptu_payment_last_180_days",
"label_value": 0
},
{
"label_code": "A0067",
"label_name": "has_regular_salary_last_30_days",
"label_value": 0
},
{
"label_code": "A0068",
"label_name": "has_regular_salary_last_90_days",
"label_value": 0
},
{
"label_code": "A0069",
"label_name": "has_regular_salary_last_180_days",
"label_value": 0
},
{
"label_code": "A0070",
"label_name": "has_business_income_last_30_days",
"label_value": 0
},
{
"label_code": "A0071",
"label_name": "has_business_income_last_90_days",
"label_value": 0
},
{
"label_code": "A0072",
"label_name": "has_business_income_last_180_days",
"label_value": 0
},
{
"label_code": "A0073",
"label_name": "house_rental_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0074",
"label_name": "water_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0075",
"label_name": "eletricity_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0076",
"label_name": "gas_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0077",
"label_name": "telecom_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0078",
"label_name": "pubic_transportation_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0079",
"label_name": "taxi_expenses_last_90_days",
"label_value": 91.93
},
{
"label_code": "A0080",
"label_name": "pets_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0081",
"label_name": "gambling_betting_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0082",
"label_name": "luxury_product_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0083",
"label_name": "professional_membership_last_90_days",
"label_value": 0
},
{
"label_code": "A0084",
"label_name": "education_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0085",
"label_name": "travel_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0086",
"label_name": "childcare_expenses_last_90_days",
"label_value": 0
},
{
"label_code": "A0087",
"label_name": "dining_drinks_last_90_days",
"label_value": 1469.09
},
{
"label_code": "A0091",
"label_name": "health_insurance_last_90_days",
"label_value": 0
},
{
"label_code": "A0094",
"label_name": "full_month_with_regular_salary_last_180_days",
"label_value": 0
},
{
"label_code": "A0095",
"label_name": "avg_monthly_regular_salary_last_180_days",
"label_value": 0
},
{
"label_code": "A0096",
"label_name": "full_month_with_business_income_last_180_days",
"label_value": 0
},
{
"label_code": "A0097",
"label_name": "avg_monthly_business_income_last_180_days",
"label_value": 0
},
{
"label_code": "A0098",
"label_name": "full_month_with_other_recurrent_income_last_180_days",
"label_value": 0
},
{
"label_code": "A0099",
"label_name": "avg_monthly_other_recurrent_income_last_180_days",
"label_value": 0
},
{
"label_code": "A0100",
"label_name": "cash_outflow_last_30_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0101",
"label_name": "cash_outflow_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0102",
"label_name": "cash_outflow_last_180_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0103",
"label_name": "outflow_transaction_count_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0104",
"label_name": "credit_card_repayment_transaction_count_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0105",
"label_name": "transfer_out_transaction_count_last_90_days_of_checking_account",
"label_value": 0
},
{
"label_code": "A0106",
"label_name": "atm_withdrawal_transaction_count_last_90_days_of_checking_account",
"label_value": 0
}
]
}
],
"allow_autoupdate": "Yes",
"connection_id": "0KnInAODISBhe3GN0bQt47RVJhAj11be",
"connection_key": "159c3fa4fa1949b0bd1e4dc6ea520c45",
"enquiry_cpf": "12345678901",
"institution_id": "033",
"report_id": "e1cf2205-ec59-11ec-ad08-061e7ac5ae28",
"report_type": "risk_label",
"report_version": "V1.1",
"user_consent": "Yes"
},
"msg": "ok",
"query_param": {},
"report_time": "2022-06-05 10:18:52"
}Data dictionary
Label_code | Label_name | Label_description (EN) |
|---|---|---|
A0001 | transaction_age_of_checking_account | Number of months between first transaction and the last transaction in checking account |
A0002 | account_age_of_checking_account | Number of months between the account opening and now in checking account |
A0003 | transaction_age_of_creditcard | Number of months between first transaction and the last transaction in credit card account |
A0004 | account_age_of_creditcard | Number of months between the account opening and now in credit card account |
A0005 | Is_premium_bank | Is premium bank account |
A0006 | creditcard_ranking | Minumum monthly income level per credit card ranking |
A0007 | creditcard_limit | Credit limit of the credit card |
A0008 | open_bill_amount_of_creditcard | Open bill amount of the credit card |
A0009 | avg_last_3_closed_bills_of_creditcard | Average bill amount of last 3 closed bills of credit card |
A0010 | avg_last_6_closed_bills_of_creditcard | Average bill amount of last 6 closed bills of credit card |
A0011 | avg_last_3_closed_bills_payment_of_creditcard | Average bill payment of last 3 closed bills of credit card |
A0012 | avg_last_6_closed_bills_payment_of_creditcard | Average bill payment of last 6 closed bills of credit card |
A0013 | transaction_count_open_bill_of_creditcard | Count of transactions of the open bill of credit card (exclude credit card payment, refund and reimbursement) |
A0014 | avg_transaction_count_last_3_closed_bills_of_creditcard | Average count of transactions of last 3 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0015 | avg_transaction_count_last_6_closed_bills_of_creditcard | Average count of transactions of last 6 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0016 | avg_transaction_amount_open_bill_of_creditcard | Average transaction amount of the open bill of credit card (exclude credit card payment, refund and reimbursement) |
A0017 | avg_transaction_amount_last_3_closed_bills_of_creditcard | Average transaction amount of last 3 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0018 | avg_transaction_amount_last_6_closed_bills_of_creditcard | Average transaction amount of last 6 closed bills of credit card (exclude credit card payment, refund and reimbursement) |
A0019 | checking_account_balance | Current balance of checking account |
A0020 | avg_daily_balance_last_30_days_of_checking_account | Average day-end balance of checking account in last 30 days |
A0021 | avg_daily_balance_last_90_days_of_checking_account | Average day-end balance of checking account in last 90 days |
A0022 | avg_daily_balance_last_180_days_of_checking_account | Average day-end balance of checking account in last 180 days |
A0023 | atm_withdrawal_last_30_days_of_checking_account | Total ATM withdrawal in last 30 days |
A0024 | atm_withdrawal_last_90_days_of_checking_account | Total ATM withdrawal in last 90 days |
A0025 | atm_withdrawal_last_180_days_of_checking_account | Total ATM withdrawal in last 180 days |
A0026 | expenses_last_30_days_of_checking_account | Total expenses in checking account in last 30 days (exclude ATM withdrawal, investment, transfer and credit card repayment) |
A0027 | expenses_last_90_days_of_checking_account | Total expenses in checking account in last 90 days (exclude ATM withdrawal, investment, transfer and credit card repayment) |
A0028 | expenses_last_180_days_of_checking_account | Total expenses in checking account in last 180 days (exclude ATM withdrawal, investment, transfer and credit card repayment) |
A0029 | investments_last_30_days_of_checking_account | Total investment in checking account in last 30 days |
A0030 | investments_last_90_days_of_checking_account | Total investment in checking account in last 90 days |
A0031 | investments_last_180_days_of_checking_account | Total investment in checking account in last 180 days |
A0032 | cash_inflow_last_30_days_of_checking_account | Cash inflow in checking account in last 30 days |
A0033 | cash_inflow_last_90_days_of_checking_account | Cash inflow in checking account in last 90 days |
A0034 | cash_inflow_last_180_days_of_checking_account | Cash inflow in checking account in last 180 days |
A0035 | expense_transaction_count_last_30_days_of_checking_account | Count of expense transactions in checking account in last 30 days |
A0036 | expense_transaction_count_last_90_days_of_checking_account | Count of expense transactions in checking account in last 90 days |
A0037 | expense_transaction_count_last_180_days_of_checking_account | Count of expense transactions in checking account in last 180 days |
A0038 | investment_transaction_count_last_30_days_of_checking_account | Count of investment transactions in checking account in last 30 days |
A0039 | investment_transaction_count_last_90_days_of_checking_account | Count of investment transactions in checking account in last 90 days |
A0040 | investment_transaction_count_last_180_days_of_checking_account | Count of investment transactions in checking account in last 180 days |
A0041 | inflow_transaction_count_last_30_days_of_checking_account | Count of cash inflow transactions in checking account in last 30 days |
A0042 | inflow_transaction_count_last_90_days_of_checking_account | Count of cash inflow transactions in checking account in last 90 days |
A0043 | inflow_transaction_count_last_180_days_of_checking_account | Count of cash inflow transactions in checking account in last 180 days |
A0100 | cash_outflow_last_30_days_of_checking_account | Cash outflow in checking account in last 30 days |
A0101 | cash_outflow_last_90_days_of_checking_account | Cash outflow in checking account in last 90 days |
A0102 | cash_outflow_last_180_days_of_checking_account | Cash outflow in checking account in last 180 days |
A0103 | outflow_transaction_count_last_90_days_of_checking_account | Count of cash outflow transactions in checking account in last 90 days |
A0104 | credit_card_repayment_transaction_count_last_90_days_of_checking_account | Count of credit card repayment transactions in checking account in last 90 days |
A0105 | transfer_out_transaction_count_last_90_days_of_checking_account | Count of transfer out transactions in checking account in last 90 days |
A0106 | atm_withdrawal_transaction_count_last_90_days_of_checking_account | Count of atm withdrawal transactions in checking account in last 90 days |
A0044 | savings_account_balance | Current balance of savings account |
A0045 | overdraft_limit | Overdraft limit |
A0046 | preapproved_loan | Pre-approved loan |
A0047 | creditcard_late_payment_fines_last_180_days | Credt card late payment fines in last 180 days |
A0048 | has_creditcard_installment_payment_last_180_days | Has credit card installment payment in last 180 days |
A0049 | longest_periods_of_creditcard_installment_payment_last_180_days | Longest periods of credit card installment payment in last 180 days |
A0050 | has_severance_last_180_days | Has serverance transaction due to job change in last 180 days |
A0051 | serverance_count_last_180_days | Count of serverance transactions due to job change in last 180 days |
A0052 | has_returned_cheque_last_180_days | Has returned cheque in last 180 days |
A0053 | return_cheque_count_last_180_days | Count of returned cheque transactions in last 180 days |
A0054 | overdraft_interest_last_180_days | Total overdraft interest in last 180 days |
A0055 | additional_overdraft_interest_last_180_days | Total additional overadrft interest in last 180 days |
A0056 | overdraft_interest_count_last_180_days | Count of overdraft interest transactions in last 180 days |
A0057 | additional_overdraft_interest_count_last_180_days | Count of additional overdraft interest transactions in last 180 days |
A0058 | has_debt_renegotiation_last_180_days | Has debt renegotiation transactions in last 180 days |
A0059 | debt_renegotiation_count_last_30_days | Count of debt renegotiation transactions in last 30 days |
A0060 | debt_renegotiation_count_last_90_days | Count of debt renegotiation transactions in last 90 days |
A0061 | debt_renegotiation_count_last_180_days | Count of debt renegotiation transactions in last 180 days |
A0062 | medical_expenses_last_30_Days | Medical related expenses in last 30 days (covers both checking and credit card account) |
A0063 | medical_expenses_last_90_Days | Medical related expenses in last 90 days (covers both checking and credit card account) |
A0064 | medical_expenses_last_180_Days | Medical related expenses in last 180 days (covers both checking and credit card account) |
A0065 | ipva_payment_last_180_days | Total ipva payment (car purchase tax) in last 180 days |
A0066 | iptu_payment_last_180_days | Total iptu payment (house purchase tax) in last 180 days |
A0067 | has_regular_salary_last_30_days | Has regular salary transaction in last 30 days |
A0068 | has_regular_salary_last_90_days | Has regular salary transaction in last 90 days |
A0069 | has_regular_salary_last_180_days | Has regular salary transaction in last 180 days |
A0070 | has_business_income_last_30_days | Has business income transaction in last 30 days |
A0071 | has_business_income_last_90_days | Has business income transaction in last 90 days |
A0072 | has_business_income_last_180_days | Has business income transaction in last 180 days |
A0094 | full_month_with_regular_salary_last_180_days | Number of full month with regular salary in last 180 days |
A0095 | avg_monthly_regular_salary_last_180_days | Avg monthly regular salary in last 180 days |
A0096 | full_month_with_business_income_last_180_days | Number of full month with business income in last 180 days |
A0097 | avg_monthly_business_income_last_180_days | Avg monthly business income in last 180 days |
A0098 | full_month_with_other_recurrent_income_last_180_days | Number of full month with other recurrent income in last 180 days |
A0099 | avg_monthly_other_recurrent_income_last_180_days | Avg monthly other recurrent income in last 180 days |
A0073 | house_rental_expenses_last_90_days | Total house rental expenses in last 90 days |
A0074 | water_expenses_last_90_days | Total water expenses in last 90 days |
A0075 | eletricity_expenses_last_90_days | Total eletricity expenses in last 90 days |
A0076 | gas_expenses_last_90_days | Total gas expenses in last 90 days |
A0077 | telecom_expenses_last_90_days | Total telecom expenses in last 90 days |
A0078 | pubic_transportation_expenses_last_90_days | Total public transportation expenses in last 90 days |
A0079 | taxi_expenses_last_90_days | Total taxi expenses in last 90 days |
A0080 | pets_expenses_last_90_days | Total pets expenses in last 90 days |
A0081 | gambling_betting_expenses_last_90_days | Total gambling and betting expenses in last 90 days |
A0082 | luxury_product_expenses_last_90_days | Total luxury product expenses in last 90 days |
A0083 | professional_membership_last_90_days | Total professional membership expenses in last 90 days |
A0084 | education_expenses_last_90_days | Total education expenses in last 90 days |
A0085 | travel_expenses_last_90_days | Total travel expenses in last 90 days |
A0086 | childcare_expenses_last_90_days | Total childcare expenses in last 90 days |
A0087 | dining_drinks_last_90_days | Total dining and drinks expenses in last 90 days |
A0088 | house_mortgage_last_180_days | Total house mortgage expenses in last 180 days |
A0089 | car_mortgage_last_180_days | Total car mortgage expenses in last 180 days |
A0090 | other_mortgage_last_180_days | Total other mortgage expenses in last 180 days |
A0091 | health_insurance_last_90_days | Total health insurance expenses in last 90 days |
A0092 | car_insurance_last_90_days | Total car insurance expenses in last 90 days |
A0093 | other_insurance_last_90_days | Total other insurance expenses in last 90 days |