Rate Limits and Throughput
Operational limits are query limitations to endpoints in quantities defined by the Open Finance Governance itself, to prevent excessive requests to the institutions. Because of this operational limits, there may be a certain delay in the data used in Klavi products from data transmitter's.
The operational limit count is done according to the number of requests to the user's bank (data transmitter) by:
- Month
- Endpoint (URL)
- Resource (accountId or investmentId, for example)
- Customer (CPF or CNPJ)
- Financial institution (user's Bank)
Example: Klavi can request data from the endpoint limits, accessing resource creditCardId, from a client CPF of the transmitting institution Bank A, at least 240 times successfully per month.
Data Type | Operational Limit (requests/month) | Max Delay (Hour) |
|---|---|---|
Identification | 4 | 7 * 24 |
Invoices | 30 | 24 |
Limits | 240 | 4 |
Transactions | 240 | 4 |

Data Type | Operational Limit (requests/month) | Max Delay (Hour) |
|---|---|---|
Identification | 4 | 7 * 24 |
Balances | 420 | 4 |
Transactions | 240 | 4 |
Limits | 420 | 4 |

Data Type level-2 | Data Type | Operational Limit (requests/month) | Max Delay (Hour) |
|---|---|---|---|
Loans | Contracts | 30 | 24 |
Loans | Guarantees | 4 | 7 * 24 |
Loans | Instalments | 30 | 24 |
Loans | Payments | 30 | 24 |
Financings | Contracts | 30 | 7 * 24 |
Financings | Guarantees | 4 | 7 * 24 |
Financings | Instalments | 30 | 24 |
Financings | Payments | 30 | 24 |
Unarranged Accounts Overdraft | Contracts | 30 | 24 |
Unarranged Accounts Overdraft | Guarantees | 4 | 7 * 24 |
Unarranged Accounts Overdraft | Instalments | 30 | 24 |
Unarranged Accounts Overdraft | Payments | 30 | 24 |
Invoice Financings | Contracts | 30 | 24 |
Invoice Financings | Guarantees | 4 | 7 * 24 |
Invoice Financings | Instalments | 30 | 24 |
Invoice Financings | Payments | 30 | 24 |

Data Type level-2 | Data Type | Operational Limit (requests/month) | Max Delay (Hour) |
|---|---|---|---|
Bank Fixed Incomes | Identification | 30 | 24 |
Bank Fixed Incomes | Balances | 120 | 7 |
Bank Fixed Incomes | Historical Transactions | 4 | 7 |
Bank Fixed Incomes | Current Transactions | 120 | 7 |
Credit Fixed Incomes | Identification | 30 | 24 |
Credit Fixed Incomes | Balances | 120 | 7 |
Credit Fixed Incomes | Historical Transactions | 4 | 7 |
Credit Fixed Incomes | Current Transactions | 120 | 7 |
Variable Incomes | Identification | 30 | 24 |
Variable Incomes | Balances | 120 | 7 |
Variable Incomes | Historical Transactions | 4 | 7 |
Variable Incomes | Current Transactions | 120 | 7 |
Variable Incomes | Broker Notes | 120 | 7 |
Treasure Titles | Identification | 30 | 24 |
Treasure Titles | Balances | 120 | 7 |
Treasure Titles | Historical Transactions | 4 | 7 |
Treasure Titles | Transactions | 120 | 7 |
Investment Funds | Identification | 30 | 24 |
Investment Funds | Balances | 120 | 7 |
Investment Funds | Historical Transactions | 4 | 7 |
Investment Funds | Transactions | 120 | 7 |

Data Type | Operational Limit (requests/month) | Max Delay (Hour) |
|---|---|---|
Identifications | 4 | 7 * 24 |
Qualifications | 4 | 7 * 24 |
Financial-relations | 4 | 7 * 24 |

