PRODUCTS
...
Credit Risk
credit_risk
V1
1min
pf_credit_risk
JSON
1{
2 "code": 200,
3 "message": "OK",
4 "requestId": "112334",
5 "productName": "pf_credit_risk",
6 "productVersion": "V1",
7 "productReportId": "4b2c1648-231f-11eb-97c4-f45c899f4587",
8 "productReportTime": "2019-12-23T06:10:43",
9 "enquiryCpf": "12345678909",
10 "links": [
11 {
12 "linkId": "gPuKXrCJU05J4k",
13 "institutionCode": "033",
14 "consents": [
15 {
16 "consentId": "f55c899f-11eb-231f-97c4-4b2c16484587",
17 "permissions": {
18 "REGISTRATION_ALL": {
19 "permissionsGranted": true,
20 "accountIds": [
21 "123456"
22 ]
23 }
24 }
25 }
26 ]
27 }
28 ],
29 "creditRisk": {
30 "personalInfo": {
31 "accounts": [
32 {
33 "brandName": "Organização A",
34 "bacenName": "Organização A",
35 "compeCode": "001"
36 }
37 ],
38 "civilName": "Mike"
39 },
40 "labelDetails": [
41 {
42 "labelCode": "F000007",
43 "labelName": "Longest checking account age",
44 "labelValue": 210
45 },
46 {
47 "labelCode": "F000009",
48 "labelName": "Checking account balance",
49 "labelValue": 73.76
50 },
51 {
52 "labelCode": "F000010",
53 "labelName": "Checking account daily average balance last 30 days",
54 "labelValue": 2001.73
55 },
56 {
57 "labelCode": "F000011",
58 "labelName": "Checking account daily average balance last 60 days",
59 "labelValue": 2279.67
60 },
61 {
62 "labelCode": "F000012",
63 "labelName": "Checking account daily average balance last 90 days",
64 "labelValue": 2286.2
65 },
66 {
67 "labelCode": "F000013",
68 "labelName": "Checking account daily average balance last 120 days",
69 "labelValue": 2267.76
70 },
71 {
72 "labelCode": "F000014",
73 "labelName": "Checking account daily average balance last 180 days",
74 "labelValue": 1777.55
75 },
76 {
77 "labelCode": "F000015",
78 "labelName": "Checking account daily average balance last 360 days",
79 "labelValue": 1728.77
80 },
81 {
82 "labelCode": "F000016",
83 "labelName": "Highest overdraft limit",
84 "labelValue": 16200
85 },
86 {
87 "labelCode": "F000019",
88 "labelName": "Longest credit card age",
89 "labelValue": 210
90 },
91 {
92 "labelCode": "F000021",
93 "labelName": "Highest credit card limit",
94 "labelValue": 61600
95 },
96 {
97 "labelCode": "F000121",
98 "labelName": "Longest period of credit card installment payment last 30 days",
99 "labelValue": 0
100 },
101 {
102 "labelCode": "F000123",
103 "labelName": "Longest period of credit card installment payment last 90 days",
104 "labelValue": 6
105 },
106 {
107 "labelCode": "F000149",
108 "labelName": "Total amount of overdraft interest transactions last 180 days",
109 "labelValue": 0
110 },
111 {
112 "labelCode": "F000590",
113 "labelName": "Total amount of car insurance expenses last 360 days",
114 "labelValue": 0
115 },
116 {
117 "labelCode": "F000694",
118 "labelName": "Most recent marital status",
119 "labelValue": "SOLTEIRO"
120 },
121 {
122 "labelCode": "F000695",
123 "labelName": "Total number of phone number registered",
124 "labelValue": 1
125 },
126 {
127 "labelCode": "F000696",
128 "labelName": "Total number of email registered",
129 "labelValue": 1
130 },
131 {
132 "labelCode": "F000697",
133 "labelName": "Total number of address registered",
134 "labelValue": 1
135 },
136 {
137 "labelCode": "F000698",
138 "labelName": "Most recent declared income",
139 "labelValue": 30000
140 },
141 {
142 "labelCode": "F000699",
143 "labelName": "Most recent occupation code type",
144 "labelValue": "CBO"
145 },
146 {
147 "labelCode": "F000701",
148 "labelName": "Credit card limit amount reason",
149 "labelValue": []
150 },
151 {
152 "labelCode": "F000702",
153 "labelName": "Total outstanding liabilities balance",
154 "labelValue": 34213.6
155 },
156 {
157 "labelCode": "F000703",
158 "labelName": "Count of outstanding liabilities",
159 "labelValue": 3
160 },
161 {
162 "labelCode": "F000705",
163 "labelName": "Total amount of real cash inflow last 90 days",
164 "labelValue": 39104.22
165 },
166 {
167 "labelCode": "F000707",
168 "labelName": "Count of real cash inflow last 90 days",
169 "labelValue": 20
170 },
171 {
172 "labelCode": "F000720",
173 "labelName": "Count of active income streams last 90 days",
174 "labelValue": 1
175 },
176 {
177 "labelCode": "F000721",
178 "labelName": "Coefficient variation of all active income last 90 days",
179 "labelValue": 1.35
180 },
181 {
182 "labelCode": "F000722",
183 "labelName": "Coefficient variation of all active income last 180 days",
184 "labelValue": 1.38
185 },
186 {
187 "labelCode": "F000723",
188 "labelName": "Coefficient variation of all active income last 360 days",
189 "labelValue": 1.73
190 },
191 {
192 "labelCode": "F000725",
193 "labelName": "Total amount of regular salary last 90 days",
194 "labelValue": 0
195 },
196 {
197 "labelCode": "F000773",
198 "labelName": "Total amount of real cash outflow last 90 days",
199 "labelValue": 49270.53
200 },
201 {
202 "labelCode": "F000774",
203 "labelName": "Total amount of real cash outflow last 180 days",
204 "labelValue": 89437.62
205 },
206 {
207 "labelCode": "F000775",
208 "labelName": "Total amount of real cash outflow last 360 days",
209 "labelValue": 173114.86
210 },
211 {
212 "labelCode": "F000777",
213 "labelName": "Count of real cash outflow last 90 days",
214 "labelValue": 63
215 },
216 {
217 "labelCode": "F000778",
218 "labelName": "Count of real cash outflow last 180 days",
219 "labelValue": 124
220 },
221 {
222 "labelCode": "F000779",
223 "labelName": "Count of real cash outflow last 360 days",
224 "labelValue": 215
225 },
226 {
227 "labelCode": "F000780",
228 "labelName": "Coefficient variation of real cash outflow last 90 days",
229 "labelValue": 2.47
230 },
231 {
232 "labelCode": "F000781",
233 "labelName": "Coefficient variation of real cash outflow last 180 days",
234 "labelValue": 2.31
235 },
236 {
237 "labelCode": "F000782",
238 "labelName": "Coefficient variation of real cash outflow last 360 days",
239 "labelValue": 2.24
240 },
241 {
242 "labelCode": "F000791",
243 "labelName": "Max amount of credit card bill last 1 closed bill",
244 "labelValue": 9505.19
245 },
246 {
247 "labelCode": "F000792",
248 "labelName": "Total amount of credit card bill last 1 closed bill",
249 "labelValue": 10310.11
250 },
251 {
252 "labelCode": "F000793",
253 "labelName": "Max count of credit card transaction last 1 closed bill",
254 "labelValue": 6
255 },
256 {
257 "labelCode": "F000794",
258 "labelName": "Total count of credit card transaction last 1 closed bill",
259 "labelValue": 6
260 },
261 {
262 "labelCode": "F000795",
263 "labelName": "Max amount of credit card transaction last 1 closed bill",
264 "labelValue": 0
265 },
266 {
267 "labelCode": "F000796",
268 "labelName": "Avg monthly amount of credit card transaction last 1 closed bill",
269 "labelValue": 284.63
270 },
271 {
272 "labelCode": "F000797",
273 "labelName": "Max amount of credit card bill last 3 closed bills",
274 "labelValue": 10098.37
275 },
276 {
277 "labelCode": "F000798",
278 "labelName": "Total amount of credit card bill last 3 closed bills",
279 "labelValue": 30507.81
280 },
281 {
282 "labelCode": "F000799",
283 "labelName": "Max count of credit card transaction last 3 closed bills",
284 "labelValue": 6
285 },
286 {
287 "labelCode": "F000800",
288 "labelName": "Total count of credit card transaction last 3 closed bills",
289 "labelValue": 17
290 },
291 {
292 "labelCode": "F000801",
293 "labelName": "Max amount of credit card transaction last 3 closed bills",
294 "labelValue": 310.9
295 },
296 {
297 "labelCode": "F000802",
298 "labelName": "Avg monthly amount of credit card transaction last 3 closed bills",
299 "labelValue": 293.39
300 },
301 {
302 "labelCode": "F000803",
303 "labelName": "Total amount of credit card bill settlement in checking last 30 days",
304 "labelValue": 10146.19
305 },
306 {
307 "labelCode": "F000804",
308 "labelName": "Total amount of credit card bill settlement in checking last 90 days",
309 "labelValue": 21807.45
310 },
311 {
312 "labelCode": "F000805",
313 "labelName": "Count of credit card bill settlement transaction in checking last 30 days",
314 "labelValue": 3
315 },
316 {
317 "labelCode": "F000806",
318 "labelName": "Count of credit card bill settlement transaction in checking last 90 days",
319 "labelValue": 6
320 },
321 {
322 "labelCode": "F000807",
323 "labelName": "Total amount of credit card bill settlement in creditcard last 30 days",
324 "labelValue": 0
325 },
326 {
327 "labelCode": "F000808",
328 "labelName": "Total amount of credit card bill settlement in creditcard last 90 days",
329 "labelValue": 0
330 },
331 {
332 "labelCode": "F000809",
333 "labelName": "Count of credit card bill settlement transaction in creditcard last 30 days",
334 "labelValue": 0
335 },
336 {
337 "labelCode": "F000810",
338 "labelName": "Count of credit card bill settlement transaction in creditcard last 90 days",
339 "labelValue": 0
340 },
341 {
342 "labelCode": "F000812",
343 "labelName": "Credit card limit utilization",
344 "labelValue": 0.29
345 },
346 {
347 "labelCode": "F000815",
348 "labelName": "Total amount of credit card bill installment payment last 30 days",
349 "labelValue": 0
350 },
351 {
352 "labelCode": "F000816",
353 "labelName": "Total amount of credit card bill installment payment last 90 days",
354 "labelValue": 0
355 },
356 {
357 "labelCode": "F000817",
358 "labelName": "Total amount of credit card revolving balance last 30 days",
359 "labelValue": 0
360 },
361 {
362 "labelCode": "F000818",
363 "labelName": "Total amount of credit card revolving balance last 90 days",
364 "labelValue": 0
365 },
366 {
367 "labelCode": "F000819",
368 "labelName": "Max days of payment overdue last 30 days",
369 "labelValue": 0
370 },
371 {
372 "labelCode": "F000820",
373 "labelName": "Max days of payment overdue last 90 days",
374 "labelValue": 0
375 },
376 {
377 "labelCode": "F000821",
378 "labelName": "Max days of payment overdue last 180 days",
379 "labelValue": 0
380 },
381 {
382 "labelCode": "F000822",
383 "labelName": "Total days of payment overdue last 30 days",
384 "labelValue": 0
385 },
386 {
387 "labelCode": "F000823",
388 "labelName": "Total days of payment overdue last 90 days",
389 "labelValue": 0
390 },
391 {
392 "labelCode": "F000824",
393 "labelName": "Total days of payment overdue last 180 days",
394 "labelValue": 0
395 },
396 {
397 "labelCode": "F000825",
398 "labelName": "Max amount of payment overdue last 30 days",
399 "labelValue": 0
400 },
401 {
402 "labelCode": "F000826",
403 "labelName": "Max amount of payment overdue last 90 days",
404 "labelValue": 0
405 },
406 {
407 "labelCode": "F000827",
408 "labelName": "Max amount of payment overdue last 180 days",
409 "labelValue": 0
410 },
411 {
412 "labelCode": "F000828",
413 "labelName": "Total amount of payment overdue last 30 days",
414 "labelValue": 0
415 },
416 {
417 "labelCode": "F000829",
418 "labelName": "Total amount of payment overdue last 90 days",
419 "labelValue": 0
420 },
421 {
422 "labelCode": "F000830",
423 "labelName": "Total amount of payment overdue last 180 days",
424 "labelValue": 0
425 },
426 {
427 "labelCode": "F000831",
428 "labelName": "Count of payment overdue last 90 days",
429 "labelValue": 0
430 },
431 {
432 "labelCode": "F000832",
433 "labelName": "Count of payment overdue last 180 days",
434 "labelValue": 0
435 },
436 {
437 "labelCode": "F000833",
438 "labelName": "Count of payment overdue last 360 days",
439 "labelValue": 0
440 },
441 {
442 "labelCode": "F000834",
443 "labelName": "Total amount of basic needs expenses last 90 days",
444 "labelValue": 10501.64
445 },
446 {
447 "labelCode": "F000835",
448 "labelName": "Total amount of basic needs expenses last 180 days",
449 "labelValue": 12081.52
450 },
451 {
452 "labelCode": "F000836",
453 "labelName": "Total amount of basic needs expenses last 360 days",
454 "labelValue": 14506.23
455 },
456 {
457 "labelCode": "F000837",
458 "labelName": "Total amount of loan in last 30 days",
459 "labelValue": 0
460 },
461 {
462 "labelCode": "F000838",
463 "labelName": "Total amount of loan in last 90 days",
464 "labelValue": 0
465 },
466 {
467 "labelCode": "F000839",
468 "labelName": "Count of loan in transactions last 30 days",
469 "labelValue": 0
470 },
471 {
472 "labelCode": "F000840",
473 "labelName": "Count of loan in transactions last 90 days",
474 "labelValue": 0
475 },
476 {
477 "labelCode": "F000841",
478 "labelName": "Total amount of loan out last 30 days",
479 "labelValue": 0
480 },
481 {
482 "labelCode": "F000842",
483 "labelName": "Total amount of loan out last 90 days",
484 "labelValue": 0
485 },
486 {
487 "labelCode": "F000843",
488 "labelName": "Count of loan out transactions last 30 days",
489 "labelValue": 0
490 },
491 {
492 "labelCode": "F000844",
493 "labelName": "Count of loan out transactions last 90 days",
494 "labelValue": 0
495 },
496 {
497 "labelCode": "F000845",
498 "labelName": "Total amount of financing in last 30 days",
499 "labelValue": 0
500 },
501 {
502 "labelCode": "F000846",
503 "labelName": "Total amount of financing in last 90 days",
504 "labelValue": 0
505 },
506 {
507 "labelCode": "F000847",
508 "labelName": "Count of financing in transactions last 30 days",
509 "labelValue": 0
510 },
511 {
512 "labelCode": "F000848",
513 "labelName": "Count of financing in transactions last 90 days",
514 "labelValue": 0
515 },
516 {
517 "labelCode": "F000849",
518 "labelName": "Avg monthly amount of house financing in last 90 days",
519 "labelValue": 0
520 },
521 {
522 "labelCode": "F000850",
523 "labelName": "Avg monthly amount of car financing in last 90 days",
524 "labelValue": 0
525 },
526 {
527 "labelCode": "F000851",
528 "labelName": "Avg monthly amount of other financing in last 90 days",
529 "labelValue": 0
530 },
531 {
532 "labelCode": "F000852",
533 "labelName": "Total amount of financing out last 30 days",
534 "labelValue": 0
535 },
536 {
537 "labelCode": "F000853",
538 "labelName": "Total amount of financing out last 90 days",
539 "labelValue": 0
540 },
541 {
542 "labelCode": "F000854",
543 "labelName": "Count of financing out transactions last 30 days",
544 "labelValue": 0
545 },
546 {
547 "labelCode": "F000855",
548 "labelName": "Count of financing out transactions last 90 days",
549 "labelValue": 0
550 },
551 {
552 "labelCode": "F000856",
553 "labelName": "Avg monthly amount of house financing out last 90 days",
554 "labelValue": 0
555 },
556 {
557 "labelCode": "F000857",
558 "labelName": "Avg monthly amount of car financing out last 90 days",
559 "labelValue": 0
560 },
561 {
562 "labelCode": "F000858",
563 "labelName": "Avg monthly amount of student financing out last 90 days",
564 "labelValue": 0
565 },
566 {
567 "labelCode": "F000859",
568 "labelName": "Avg monthly amount of other financing out last 90 days",
569 "labelValue": 0
570 },
571 {
572 "labelCode": "F000860",
573 "labelName": "Total amount of debt renegotiation reception last 30 days",
574 "labelValue": 0
575 },
576 {
577 "labelCode": "F000861",
578 "labelName": "Total amount of debt renegotiation reception last 90 days",
579 "labelValue": 0
580 },
581 {
582 "labelCode": "F000972",
583 "labelName": "Total amount of real cash inflow last 180 days",
584 "labelValue": 74777.73
585 },
586 {
587 "labelCode": "F000973",
588 "labelName": "Total amount of real cash inflow last 360 days",
589 "labelValue": 123885.26
590 },
591 {
592 "labelCode": "F000974",
593 "labelName": "Count of real cash inflow last 180 days",
594 "labelValue": 44
595 },
596 {
597 "labelCode": "F000975",
598 "labelName": "Count of real cash inflow last 360 days",
599 "labelValue": 75
600 },
601 {
602 "labelCode": "F001002",
603 "labelName": "Most recent occupation code",
604 "labelValue": "000000000353235"
605 }
606 ]
607 },
608 "externalInfo": {
609 "myTraceId": "yourtraceid-1",
610 "myUUID": "youruuid-1"
611 }
612}
