PRODUCTS
...
Credit Risk
credit_risk
V1.1
1min
pf_credit_risk
JSON
{
"code": 200,
"message": "OK",
"requestId": "112334",
"productName": "pf_credit_risk",
"productVersion": "V1.1",
"productReportId": "4b2c1648-231f-11eb-97c4-f45c899f4587",
"productReportTime": "2019-12-23T06:10:43",
"enquiryCpf": "cly0AXWVPlVJMk-3P1qFQ5i3UgY-t0mIkn3xNPAWxW4DusQWC6wKP6WKTKunzSqy2oVpKd2p7_liKxGXpV7wQ3a62M4g",
"links": [
{
"linkId": "gPuKXrCJU05J4k",
"institutionCode": "033",
"consents": [
{
"consentId": "f55c899f-11eb-231f-97c4-4b2c16484587",
"permissions": {
"REGISTRATION_ALL": {
"permissionsGranted": true,
"accountIds": [
"123456"
]
}
}
}
]
}
],
"creditRisk": {
"personalInfo": {
"accounts": [
{
"brandName": "Organização A",
"bacenName": "Organização A",
"compeCode": "001"
}
],
"civilName": "Mike"
},
"labelDetails": [
{
"labelCode": "F000007",
"labelName": "Longest checking account age",
"labelValue": 210
},
{
"labelCode": "F000009",
"labelName": "Checking account balance",
"labelValue": 73.76
},
{
"labelCode": "F000010",
"labelName": "Checking account daily average balance last 30 days",
"labelValue": 2001.73
},
{
"labelCode": "F000011",
"labelName": "Checking account daily average balance last 60 days",
"labelValue": 2279.67
},
{
"labelCode": "F000012",
"labelName": "Checking account daily average balance last 90 days",
"labelValue": 2286.2
},
{
"labelCode": "F000013",
"labelName": "Checking account daily average balance last 120 days",
"labelValue": 2267.76
},
{
"labelCode": "F000014",
"labelName": "Checking account daily average balance last 180 days",
"labelValue": 1777.55
},
{
"labelCode": "F000015",
"labelName": "Checking account daily average balance last 360 days",
"labelValue": 1728.77
},
{
"labelCode": "F000016",
"labelName": "Highest overdraft limit",
"labelValue": 16200
},
{
"labelCode": "F000019",
"labelName": "Longest credit card age",
"labelValue": 210
},
{
"labelCode": "F000021",
"labelName": "Highest credit card limit",
"labelValue": 61600
},
{
"labelCode": "F000121",
"labelName": "Longest period of credit card installment payment last 30 days",
"labelValue": 0
},
{
"labelCode": "F000123",
"labelName": "Longest period of credit card installment payment last 90 days",
"labelValue": 6
},
{
"labelCode": "F000149",
"labelName": "Total amount of overdraft interest transactions last 180 days",
"labelValue": 0
},
{
"labelCode": "F000590",
"labelName": "Total amount of car insurance expenses last 360 days",
"labelValue": 0
},
{
"labelCode": "F000694",
"labelName": "Most recent marital status",
"labelValue": "SOLTEIRO"
},
{
"labelCode": "F000695",
"labelName": "Total number of phone number registered",
"labelValue": 1
},
{
"labelCode": "F000696",
"labelName": "Total number of email registered",
"labelValue": 1
},
{
"labelCode": "F000697",
"labelName": "Total number of address registered",
"labelValue": 1
},
{
"labelCode": "F000698",
"labelName": "Most recent declared income",
"labelValue": 30000
},
{
"labelCode": "F000699",
"labelName": "Most recent occupation code type",
"labelValue": "CBO"
},
{
"labelCode": "F000701",
"labelName": "Credit card limit amount reason",
"labelValue": []
},
{
"labelCode": "F000702",
"labelName": "Total outstanding liabilities balance",
"labelValue": 34213.6
},
{
"labelCode": "F000703",
"labelName": "Count of outstanding liabilities",
"labelValue": 3
},
{
"labelCode": "F000705",
"labelName": "Total amount of real cash inflow last 90 days",
"labelValue": 39104.22
},
{
"labelCode": "F000707",
"labelName": "Count of real cash inflow last 90 days",
"labelValue": 20
},
{
"labelCode": "F000720",
"labelName": "Count of active income streams last 90 days",
"labelValue": 1
},
{
"labelCode": "F000721",
"labelName": "Coefficient variation of all active income last 90 days",
"labelValue": 1.35
},
{
"labelCode": "F000722",
"labelName": "Coefficient variation of all active income last 180 days",
"labelValue": 1.38
},
{
"labelCode": "F000723",
"labelName": "Coefficient variation of all active income last 360 days",
"labelValue": 1.73
},
{
"labelCode": "F000725",
"labelName": "Total amount of regular salary last 90 days",
"labelValue": 0
},
{
"labelCode": "F000773",
"labelName": "Total amount of real cash outflow last 90 days",
"labelValue": 49270.53
},
{
"labelCode": "F000774",
"labelName": "Total amount of real cash outflow last 180 days",
"labelValue": 89437.62
},
{
"labelCode": "F000775",
"labelName": "Total amount of real cash outflow last 360 days",
"labelValue": 173114.86
},
{
"labelCode": "F000777",
"labelName": "Count of real cash outflow last 90 days",
"labelValue": 63
},
{
"labelCode": "F000778",
"labelName": "Count of real cash outflow last 180 days",
"labelValue": 124
},
{
"labelCode": "F000779",
"labelName": "Count of real cash outflow last 360 days",
"labelValue": 215
},
{
"labelCode": "F000780",
"labelName": "Coefficient variation of real cash outflow last 90 days",
"labelValue": 2.47
},
{
"labelCode": "F000781",
"labelName": "Coefficient variation of real cash outflow last 180 days",
"labelValue": 2.31
},
{
"labelCode": "F000782",
"labelName": "Coefficient variation of real cash outflow last 360 days",
"labelValue": 2.24
},
{
"labelCode": "F000791",
"labelName": "Max amount of credit card bill last 1 closed bill",
"labelValue": 9505.19
},
{
"labelCode": "F000792",
"labelName": "Total amount of credit card bill last 1 closed bill",
"labelValue": 10310.11
},
{
"labelCode": "F000793",
"labelName": "Max count of credit card transaction last 1 closed bill",
"labelValue": 6
},
{
"labelCode": "F000794",
"labelName": "Total count of credit card transaction last 1 closed bill",
"labelValue": 6
},
{
"labelCode": "F000795",
"labelName": "Max amount of credit card transaction last 1 closed bill",
"labelValue": 0
},
{
"labelCode": "F000796",
"labelName": "Avg monthly amount of credit card transaction last 1 closed bill",
"labelValue": 284.63
},
{
"labelCode": "F000797",
"labelName": "Max amount of credit card bill last 3 closed bills",
"labelValue": 10098.37
},
{
"labelCode": "F000798",
"labelName": "Total amount of credit card bill last 3 closed bills",
"labelValue": 30507.81
},
{
"labelCode": "F000799",
"labelName": "Max count of credit card transaction last 3 closed bills",
"labelValue": 6
},
{
"labelCode": "F000800",
"labelName": "Total count of credit card transaction last 3 closed bills",
"labelValue": 17
},
{
"labelCode": "F000801",
"labelName": "Max amount of credit card transaction last 3 closed bills",
"labelValue": 310.9
},
{
"labelCode": "F000802",
"labelName": "Avg monthly amount of credit card transaction last 3 closed bills",
"labelValue": 293.39
},
{
"labelCode": "F000803",
"labelName": "Total amount of credit card bill settlement in checking last 30 days",
"labelValue": 10146.19
},
{
"labelCode": "F000804",
"labelName": "Total amount of credit card bill settlement in checking last 90 days",
"labelValue": 21807.45
},
{
"labelCode": "F000805",
"labelName": "Count of credit card bill settlement transaction in checking last 30 days",
"labelValue": 3
},
{
"labelCode": "F000806",
"labelName": "Count of credit card bill settlement transaction in checking last 90 days",
"labelValue": 6
},
{
"labelCode": "F000807",
"labelName": "Total amount of credit card bill settlement in creditcard last 30 days",
"labelValue": 0
},
{
"labelCode": "F000808",
"labelName": "Total amount of credit card bill settlement in creditcard last 90 days",
"labelValue": 0
},
{
"labelCode": "F000809",
"labelName": "Count of credit card bill settlement transaction in creditcard last 30 days",
"labelValue": 0
},
{
"labelCode": "F000810",
"labelName": "Count of credit card bill settlement transaction in creditcard last 90 days",
"labelValue": 0
},
{
"labelCode": "F000812",
"labelName": "Credit card limit utilization",
"labelValue": 0.29
},
{
"labelCode": "F000815",
"labelName": "Total amount of credit card bill installment payment last 30 days",
"labelValue": 0
},
{
"labelCode": "F000816",
"labelName": "Total amount of credit card bill installment payment last 90 days",
"labelValue": 0
},
{
"labelCode": "F000817",
"labelName": "Total amount of credit card revolving balance last 30 days",
"labelValue": 0
},
{
"labelCode": "F000818",
"labelName": "Total amount of credit card revolving balance last 90 days",
"labelValue": 0
},
{
"labelCode": "F000819",
"labelName": "Max days of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000820",
"labelName": "Max days of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000821",
"labelName": "Max days of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000822",
"labelName": "Total days of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000823",
"labelName": "Total days of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000824",
"labelName": "Total days of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000825",
"labelName": "Max amount of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000826",
"labelName": "Max amount of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000827",
"labelName": "Max amount of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000828",
"labelName": "Total amount of payment overdue last 30 days",
"labelValue": 0
},
{
"labelCode": "F000829",
"labelName": "Total amount of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000830",
"labelName": "Total amount of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000831",
"labelName": "Count of payment overdue last 90 days",
"labelValue": 0
},
{
"labelCode": "F000832",
"labelName": "Count of payment overdue last 180 days",
"labelValue": 0
},
{
"labelCode": "F000833",
"labelName": "Count of payment overdue last 360 days",
"labelValue": 0
},
{
"labelCode": "F000834",
"labelName": "Total amount of basic needs expenses last 90 days",
"labelValue": 10501.64
},
{
"labelCode": "F000835",
"labelName": "Total amount of basic needs expenses last 180 days",
"labelValue": 12081.52
},
{
"labelCode": "F000836",
"labelName": "Total amount of basic needs expenses last 360 days",
"labelValue": 14506.23
},
{
"labelCode": "F000837",
"labelName": "Total amount of loan in last 30 days",
"labelValue": 0
},
{
"labelCode": "F000838",
"labelName": "Total amount of loan in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000839",
"labelName": "Count of loan in transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000840",
"labelName": "Count of loan in transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000841",
"labelName": "Total amount of loan out last 30 days",
"labelValue": 0
},
{
"labelCode": "F000842",
"labelName": "Total amount of loan out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000843",
"labelName": "Count of loan out transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000844",
"labelName": "Count of loan out transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000845",
"labelName": "Total amount of financing in last 30 days",
"labelValue": 0
},
{
"labelCode": "F000846",
"labelName": "Total amount of financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000847",
"labelName": "Count of financing in transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000848",
"labelName": "Count of financing in transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000849",
"labelName": "Avg monthly amount of house financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000850",
"labelName": "Avg monthly amount of car financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000851",
"labelName": "Avg monthly amount of other financing in last 90 days",
"labelValue": 0
},
{
"labelCode": "F000852",
"labelName": "Total amount of financing out last 30 days",
"labelValue": 0
},
{
"labelCode": "F000853",
"labelName": "Total amount of financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000854",
"labelName": "Count of financing out transactions last 30 days",
"labelValue": 0
},
{
"labelCode": "F000855",
"labelName": "Count of financing out transactions last 90 days",
"labelValue": 0
},
{
"labelCode": "F000856",
"labelName": "Avg monthly amount of house financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000857",
"labelName": "Avg monthly amount of car financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000858",
"labelName": "Avg monthly amount of student financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000859",
"labelName": "Avg monthly amount of other financing out last 90 days",
"labelValue": 0
},
{
"labelCode": "F000860",
"labelName": "Total amount of debt renegotiation reception last 30 days",
"labelValue": 0
},
{
"labelCode": "F000861",
"labelName": "Total amount of debt renegotiation reception last 90 days",
"labelValue": 0
},
{
"labelCode": "F000972",
"labelName": "Total amount of real cash inflow last 180 days",
"labelValue": 74777.73
},
{
"labelCode": "F000973",
"labelName": "Total amount of real cash inflow last 360 days",
"labelValue": 123885.26
},
{
"labelCode": "F000974",
"labelName": "Count of real cash inflow last 180 days",
"labelValue": 44
},
{
"labelCode": "F000975",
"labelName": "Count of real cash inflow last 360 days",
"labelValue": 75
},
{
"labelCode": "F001002",
"labelName": "Most recent occupation code",
"labelValue": "000000000353235"
}
]
},
"externalInfo": {
"myTraceId": "yourtraceid-1",
"myUUID": "youruuid-1"
}
}